Tori Spelling: My mom and I have a 'typical mother-daughter relationship' despite past feud

Actress Tori Spelling arrives at the 22nd annual Gay and Lesbian Alliance Against Defamation (GLAAD) Media Awards in Los Angeles, California April 10, 2011. (Reuters)

In “Spelling It Like It Is,” Tori Spelling holds nothing back. The former “Beverly Hills 90210” star opens up about her high-risk fourth pregnancy, marital conflicts and financial fiascos. The self-deprecating 40-year-old star opened up to FOX411 about money, her mom Candy and being a Spelling.

FOX411: We think most people would be shocked to read that you had money problems.
Tori Spelling: That was a very conscious choice to put that in because I feel people, in general, think celebrities have it all… there's never any trouble, especially financially and especially in my case coming from the family I come from. There is a preconceived notion of what we have. I wasn't writing it to say, “poor me.” I was just writing it to say, “You know what? We make bad choices too.” I made some bad real estate choices and kind of us got us in a hole for a while. I thought the story was an important one to tell.

FOX411: We were also surprised to read that you borrowed money from your mom for a down payment.
Spelling: I've worked for every penny. I have since I was 16. That was a hard thing to do.

FOX411: [It’s surprising you had to borrow it.] Your mom is worth a zillion dollars.
Spelling: I don't know any different. I would never think she should just give it... I guess every [family] dynamic is different.

FOX411: It sounds like your relationship with your mom is still tentative.
Spelling: There was so much written in the press, it blew everything out of proportion in our relationship that it kind of took on a life of its own. It was a hard thing to get past. It was a lot to put on a relationship that was a delicate relationship. Yeah it's not perfect. We have ups and downs. It’s a typical mother-daughter relationship. We work on it.

FOX411: You really went through a difficult time while being pregnant for the fourth time.
Spelling: That was a really difficult situation. I really wanted to share it because when I was going through it, it wasn't something I felt I could share with the public. I wanted desperately to connect with other women on the issue and I would go online all the time when I was in the hospital and I would see other moms going through the same experience. When everything was clear and Finn was born healthy, I just wanted to share the story. It was a really tough time for us and in my life.

FOX411: You were unceremoniously dumped by the Oxygen network.
Spelling: (Laughs) Yes. I had a great experience with my network. It had become an extension of my family, and I was hurt. At the end of the day it was like, “Wow, this is a hard lesson for me to learn because it's just business.” They didn't do anything wrong. They had to do what they thought was right for their network. On a personal level, being on a reality show is so personal. It's your life so that's why you kind of take it to a different level.

FOX411: You write that you were always sort of embarrassed of calling yourself Tori Spelling but now you own it.
Spelling: All my books have Tori in the title and this one has Spelling in it. I felt like in my mind I always had to apologize because of the labels people put on me and misconceptions. The word nepotism, I felt like half my life that was my middle name and then sometimes my first. It was a really hard thing to get past. I would say, “Hi, I'm Tori Spelling,” and kind of look down and now I'm owning it because I am following in my father's footsteps.

FOX411: How do you cope with [having] four little kids?
Spelling: I'm not going to lie. It's overwhelming. There are days where I'm like, “Gosh can I do this?” Liam and Stella are so great with the little ones, Dean's amazing and we get it done but there are days where it's really hard.

FOX411: Ever cried at the end of the day?
Spelling: Totally. I had a moment where I was just trying to make everything work and I ran with a coffee and I spilled it and started crying. Dean's like, “Don't worry, I'll get you another coffee.” I was like, “It's not about the coffee! That was my tipping point!”